TCFA全美华人金融协会

Events

Recruiting Firm:Bank of China 中国银行

基本信息

企业名称：中国银行 (BANK OF CHINA）

企业简介：

　　1912年，中国银行正式成立，是中国国际化和多元化程度最高的银行，在全球55个国家和地区有600多家境外机构，为客户提供全面的金融服务。2017年，中国银行再次入选全球系统重要性银行，成为新兴市场经济体中唯一连续七年入选的金融机构。全球银行业权威杂志英国《银行家》公布“2018年全球银行品牌500强排行榜”，中国银行在全球银行业中排名第3位，较2017年晋升1位。在2018年福布斯全球企业2000强中，中国银行资产规模、市场价值等综合指标均位列第九。中国银行还是唯一一家连续23年入选《财富》“世界500强”的中资企业，2017年排名第42位。

中国银行1936年进入美国市场，1981年纽约分行重新开业，现在在美国共有纽约分行、纽约皇后分行、洛杉矶分行、芝加哥分行四家分行。经过在美国三十余年的发展，中国银行纽约分行在美国排名已名列前茅。截至2017年12月末，资产已超过601亿美元，在美国的外资银行中排名第21位，在全美银行业中排名第47名，是唯一按照美国大型银行监管标准运营的中资银行分行，也是目前在美国历史最久、规模最大、业务最全面的中资银行，在两国经贸之中发挥着日益重要的桥梁和纽带作用。

中国银行纽约分行的业务种类齐全，涵盖公司金融、贸易金融、资金业务、美元清算，以及个人金融业务等领域，为中国“走出去”企业、美国财富500强企业、美国本土企业、金融机构、中高端个人客户等提供优质、高效的金融服务。

中国银行近年来持续提升跨境服务能力，凭借覆盖全球的人民币清算网络优势、全球客户资源优势、专业技术人才优势、跨境金融产品优势，积极推进人民币国际化进程。2016年9月，中国银行纽约分行获准担任美国人民币业务清算行。至此，中国银行已在港、澳、台、德国、法国、澳大利亚、马来西亚、匈牙利、南非、赞比亚、美国等11个国家和地区担任人民币清算行，提供7*24小时全球人民币清算服务，实现五大洲清算网络全覆盖。这是人民币国际化进程的又一重要里程碑，标志着中美金融合作迈向新台阶。

在一百多年的发展历程中，中国银行始终秉承追求卓越的精神，树立了专业的品牌形象，得到了业界和客户的广泛认可和赞誉。面对新的历史机遇，中国银行将以争取建设新时代全球一流银行为目标，为促进中美经贸关系做出新的更大贡献。

Bank of China, established in 1912, is China’s most internationalized and diversified bank that covers 55 countries and regions. In 2017, Bank of China was once again designated as one of the "Global Systemically Important Financial Institutions" ("G-SIFIs"), the only financial institution from emerging economies that has been on the list for seven consecutive years. In 2018, Bank of China ranked No.3 on The Banker “Top 1000 World Banks” list. Among the 2018 Forbes Global Top 2000, Bank of China ranked No.9 based on both total assets and market value. Bank of China also rose to No. 42 in the 2017 Fortune 500 ranking, and has been the only Chinese company listed for 23 consecutive years.

Bank of China entered the U.S. market in 1936 and re-opened its business in 1981. With a history of more than 35 years, Bank of China has opened four branches in Manhattan, Queens New York, Los Angeles, and Chicago in the U.S. As the oldest and largest Chinese bank in the U.S., we provide comprehensive services to our customers. By the end of December 2017, Bank of China USA has a total asset over $60.1 billion, ranking 21st among 179 foreign-funded banks and the 47th among 4918 commercial banks in the American banking industry.

With a host of full-fledged services, Bank of China USA specializes in corporate lending, trade services, treasury business, U.S. dollar clearing, and retail banking, by creating premium solutions for Chinese “going-global” companies in the U.S., Fortune 500 companies, U.S. homegrown enterprises, financial institutions, high net-worth and affluent individuals, etc.

In recent years, Bank of China has been committed to improving its cross-border service capacities and promoting RMB internationalization. Thanks to its global RMB clearing network, broad customer base from home and abroad, professional talent pool and cross-border financial products, Bank of China is becoming the premier bank for cross-border RMB services. On September 2016, the People’s Bank of China made an announcement to designate Bank of China as the RMB Clearing Bank in the United States. Bank of China is now the designated RMB clearing bank in 11 countries and regions, thereby offering 24/7 RMB clearing services across the globe with its clearing network that covers five continents, which is another critical milestone for RMB Internationalization. The designation of Bank of China as the RMB clearing bank in the U.S. will further facilitate RMB usage in the U.S. and cross-border transactions, and bring two-way trade, investment and economic cooperation to a new height.

Bank of China has always upheld the spirit of “pursuing excellence” throughout its hundred-year history, thereby building up a strong brand that is widely recognized within the industry and by its customers. Faced with new historic opportunities, Bank of China USA will honor its commitment to “serving society, delivering excellence”, strive to become the top notch foreign bank in the U.S., and make further contributions to a sound Sino-U.S. economic and trade relationship.

招聘信息

FULL TIME RECRUITMENT：

New York Midtown Branch

America Data Center

Infrastructure & Operation Night Shift – Clerk

The incumbent will responsible for operating computer and peripheral equipment to process date according to operating instructions by senior computer operator. This is a rotational role with shift schedule among 1st (7am-3pm) 2nd (3pm-11pm) 3rd (11pm-7am) shifts. S/he will responsible for monitoring computer hard wares, devices and place services call immediately; monitoring communication lines between the department and all service branches and place service calls; monitor helpdesk mail box, answer use inquiry and perform GPS to T24 interface processing etc. We are looking for someone who has bachelor’s degree or above, with at least 1 year of IT working experience, along with data processing experience. And ideal candidate should have knowledge of electronic equipment and computer hardware and software. Bilingual in Chinese and English required.

America Data Center

IT Risk Management – Associate/AVP

The incumbent of IT risk management is responsible for assisting department head to perform the IT risk management for the department, acting as the IT liaison of audit requests and coordinate across the bank to prepare solutions. S/he will assist to conduct FLU IT risk management; be responsible for identifying, measuring, monitoring, managing and reporting the IT risks; perform quarterly in-scope risks (i.e. operational, strategic, compliance, reputation) and controls self-assessment, report results, develop and track remediation efforts, and coordinate risk-acceptance if needed. An ideal candidate should have at least 3 years’ relevant experience in risk management, general computer risks and controls knowledge of banking IT environment. We are looking for someone who has experience with IT Risk management, IT risk and control assessment methodology, information security, SSAE 18 SOC1, SP800-53 standards. IT auditing experience is highly preferred.

Banking Department

SME – Associate

The incumbent will proactively solicit lending business and sell loan products and services for small and medium sized enterprises. Develop and build business relationship that serves as a recurring source of referrals for new lending opportunities. Respond to customer inquiries and referrals. Conduct interviews with prospective borrowers to analyze financial and credit data, ensuring exceptional services. S/he will develop and maintain relationships with business referral sources and prospect new lending opportunities; participating in various prospecting and networking activities to enhance Bank’s images; collecting analyzing prospective customers’ financial and credit data, gather supporting documentations and provide to other department. We are looking for someone who has bachelor’s degree or above, with 2+ years’ banking experience. And ideal candidate should have strong lending and loan experience; s/he should have strong business development skills, understanding of applicable regulatory guidelines such as BSA/AML/SAR etc. Bilingual in Mandarin and English is highly preferred but not required.

Commodity Business Center

Middle Desk – BSA – Associate

The incumbent will be responsible for assisting and supporting the office in managing various risk components. S/he will assist with the BSA officer in performing BSA/AML related risk controls and quality assurance tasks for the department. S/he will coordinate reporting activities, and report out customer profile activities to the BSA officer and the head of department. We are looking for candidates who have a bachelor’s degree with 2-3 years’ experience in banking industry, and have knowledge of KYC/BSA/AML/OFAC etc.

Corporate Banking Department

BSA/QCU – Associate/AVP

The incumbent will assist with the implementation, administration, and maintenance of all aspects of the Bank’s BSA Compliance Program by performing various quality control reviews and monitoring pertaining to the Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Customer Identification Program. In addition, the incumbent will conduct name screenings for customer names and related parties, assist with monthly reporting of BSA/AML metrics and escalation, and assist on special projects and compliance matters. We are looking for candidates who have 1) At least 4-year working experience for AVP in first line KYC onboarding supporting commercial/corporate banking business is required; 2) Bilingual availability in Mandarin and English is preferred; 3) At least Bachelor’s Degree.

Corporate Banking Department

CRE-AVP

The incumbent will be responsible for managing all aspects of the customer relationship at the transactional level for Commercial Real Estate loans and ensuring compliance with customer directives and regulatory requirements. The main responsibilities include Business Development & Customer Relationship, Credit Risk Analysis, Portfolio & Post-lending Management, and Risk & Compliance Management. We are looking for someone who has 5+ years of experience in a corporate banking lending and customer relationship capacity. At least 3+ years as CRE business development with major bank, project manager with commercial real estate sector, especially with experience in construction loan sector. Bilingual in Mandarin is preferred.

Corporate Banking Department

ASC-AVP/VP

The incumbent will be responsible for business development of project and structure financing and conduct credit analysis including preparing credit reports, term sheets and marketing materials. Main tasks include marketing and interaction with clients (marketing products, negotiating term sheets, attending meetings and reviewing legal documents), credit/quantitative analysis (financial statement analysis, cash flow projections, industry analysis, credit application, term sheet, pitch book, post-lending management) and internal communication with management and compliance. We are looking for someone who has at least 4+ years of relevant working experience in corporate lending and credit analysis with specific exposure to project finance. If the experience falls under electricity, power or energy area, it would be highly preferred. The candidate should have the ability to engage with marketing and client relationship management and the proficiency in spreadsheet analysis, ratio calculation and analysis, cash flow projection and analysis. Bilingual in Mandarin and English is preferred. 4+ years of relevant working experience for AVP; 8+ years of relevant working experience for VP.

Clearing Department

Business System Management – AVP

The incumbent is responsible for overseeing and monitoring the clearing system with the following tacks: 1) coordination and management of the system new requirement implementation and function validation; 2) providing system function testing regarding fee charge, transaction routing, posting entry and etc.; 3) coordinating system deficiencies repair and managing department strategy implementation; 4) helping managers to ensure the efficiency and accuracy of the clearing data and various reports; 5) working with the middle desk to complete risk management related work; 6) identifying risk by business monitoring and data analysis and giving proper risk control suggestion. We are looking for someone who has 3+ years of working experience related to clearing/settlement and middle office/back office; Bilingual in Mandarin and English; Knowledge of risk management and assessment, payment processing, and customer relationship maintaining.

Internal Audit Department

IT Audit – AVP

The incumbent will assist the IT Audit team for the design and execution of audit coverage for the Bank’s US IT audit program. The coverage responsibilities pertain to audits of IT systems, applications and operations, attendant risk undertaken in the lines of business and control functions. The job responsibilities include but not limited to execute and supervise the audit coverage strategy of the IT program, design and implementation of testing of the IT audit programs in the Bank. S/he will prepare and distill summary of audit findings and recommendations, follow up with the compliance leaders and their teams to ensure control issues are effectively resolved, and coordinate with the key stakeholders to identify emerging issues and distill thematic or systemic control issues. We are looking for someone with Bachelor’s degree or above with at least 7-10 years’ experience of work experience in auditing business application and system infrastructure at medium or large financial services organizations. An ideal candidate should have hands on experience in ensuring documentary sufficiency of analytical procedures to support audit standards and Bank regulatory expectations. If s/he has experience as bank examiner, auditor, consultant or compliance professional with strong understanding of IT risk, will be highly desired. The potential candidate should have strong communication skills, bilingual in Chinese and English is preferred but not required.

Legal & Compliance Department

KYC/Onboarding - Associate/AVP

The incumbent will be a member of the KYC team and responsible for overseeing daily KYC related tasks including: Complete KYC reviews of high risk customers across business lines (retail and wholesale) and provide KYC advisory for such businesses; Assess current-state of KYC controls to identify opportunities for improvements (additional guidance) and develop plan for execution; Assis the KYC team in Legal and Compliance to implement U.S. policy and procedural enhancements, ensuring consistency and completeness across business divisions; Identify regulatory KYC trends and developments that impact business areas, and advise staff as to how this may impact their current activities; Lead governance and oversight on KYC related screening including PEP and adverse information screenings; Provide input and be active part of KYC-related projects (e.g. KYC Lifecycle programs, global KYC systems, KYC utilities such as ‘SWIFT Registry’ and ‘KYC.com’), etc. We are looking for someone who has 1) KYC experience in retail and/or wholesale banking and strong knowledge of U.S. Banking regulations and BSA/AML compliance practice; 2) Bachelor’s Degree or equivalent; JD or MBA a plus. CAMS preferred, but not required; 3)Ability to make, support and defend difficult and complex regulatory/compliance decisions in a fast-paced and high-pressured environment; 4) Ability to think strategically and understand impacts of decisions prior to making or recommending Policy directive; 5) Strong knowledge of applicable AML laws and regulations, including Bank Secrecy Act; 6)Detail oriented and organized, as well as proactive in following upon pending deliverables; 7) Excellent communication skills (verbal and written); 8) Significant experience in providing AML advice in connection with program modifications and enhancements; 9)Experience in implementing KYC related change, e.g. KYC system migration, exposure to risk rating.

Legal & Compliance Department

OFAC Technology – AVP

The AVP will be handling the ongoing management of the filter screening system. Main responsibilities include assistance in the Fircosoft implementation, periodic sanctions system effectiveness testing, optimization testing, output optimization, managing governmental and internal sanctions lists, providing technical support, prepare tuning cases for SIT and UAT Fircosoft system test environments, tuning systems daily to reduce false positive alerts, prepare tuning data, reviewing hit reduction strategies. We are looking for someone with Fircosoft tuning experience, and who can write rules and knows how to tune the system to bring down the hit rate. The ideal candidate should have at least 5 years of experience in a bank within a BSA/AML and OFAC internal control capacity. Related work experience in compliance or information technology is preferred. The candidate must have experience with Sanctions compliance and excellent knowledge of AML and Sanctions regulations, as well as SWIFT and FEDWIRE messages. Experience with compliance system FircoSoft tuning and other industry leading compliance tools required.

Legal & Compliance Department

Consumer Compliance – VP

The incumbent will be responsible for the Bank’s compliance program, including the Regulation O and Volker programs, by keeping current with applicable banking regulations, laws, and best practice. The incumbent will conduct consumer compliance review and assessment of relevant activities and products for all branches, and develop monitoring program to track non-retail products and services. The incumbent will also assist with the coordination of compliance audit and examinations, coordination of scheduled internal reviews and consumer compliance policies and procedures review. We are looking for someone who has 1)15+ years’ experience in banking compliance and risk management; 2)12+ years of relevant experience and 1+ year experience with dealing with bank regulators; 3)Direct experience with Regulation O and Volker programs. 4) CRCM (certified regulatory compliance manager) preferred.

Operational Risk Management Department

IT Risk Management – Associate

The Information Technology Risk Management is an integral function within the Operational Risk Management Dept. This role, acting as an independent second line of defense, works with business units and corporate functions to manage and measure operational risk (including IT risks) based on the Heightened Standards and the Bank’s Risk Governance Framework. The responsibilities includes but not limited to: supporting and assisting the Bank’s IT risk management policies, programs, and processes; performing IT risk management analytics and reporting; supporting the risk remediation process; etc. We are looking for candidates with Bachelor’s degree or above and 1+ year working experience in IT risk management related functions. Strong analytical skills and writing skills required. Experience with IT audit and compliance in banking industry preferred. Bilingual abilities preferred.

Operational Risk Management Department

Operational Risk Data Management – AVP

The incumbent will be responsible for the development, design, coordination, and oversight of operational risk data management framework, assessment process and related activities. And provide the guidance to develop KRI and better LDC collection process for first line units. We are looking for candidates who have a Bachelor degree or above. 7+ years’ experience banking experience required and 4+ years’ experience in operational risk management tools, such as RCSA, KRI, LDC, required. Strong writing and analytic skills required. Bilingual abilities in Mandarin Chinese preferred.

Operational Risk Management Department

Third Party Risk Management - Associate/AVP

This incumbent will be responsible for assessing, monitoring, and tracking bank wide Third Party Risk Management Lifecycle activities, and ensuring the implementation of Third Party Risk Management process as second line of defense. S/He will assist with updating Third Party Risk Management procedure to ensure alignment with policies, updating risk rating methodology periodically, preparing aggregated Third Party Risk report on risk data and analysis including concentration analysis. We are looking for candidates who have a Bachelor degree or above with at least 1 year of direct experience in Third Party Risk Management and 1-3 years of working experience in the banking industry. Knowledge of operational risk management and regulatory and compliance, business lines and workflow in the financial institutions/banking industry are required. Experience in operational risk management tools, such as RACA, KRI, LDC, and Control Testing are preferred but not required. Experience in reviewing business contract, SLA, or SOW is preferred but not required.