Joy Zhang is a Managing Director and head of Securitized Products Credit and Climate Research at MSCI . Her team is responsible for research and model development in non-agency securitization , Securitized Products factors , financed emissions, and physical risk .   

Previously, Joy was a Director at Credit Suisse, responsible for mortgage collateral modelling and regulatory modelling for securitized products trading desk . Joy and her colleague’s work was ranked by Institutional Investor as All-American Research Team for Prepayments Strategy. Prior to Credit Suisse, she worked as a senior developer at Goldman Sachs responsible for developing a firm-wide risk management system.

Joy has a M.S. in Computational Finance from Carnegie Mellon University and a Ph.D. in Chemistry from the University of Kansas .  She received a B.S. in Chemistry from the University of Science and Technology of China.